According to the patent, the repossession system’s computer could first have a little chat with the bank’s computer. Once the onboard computer sends over the vehicle’s mileage and condition, the bank’s computer can check it against the determined market value. If it concludes that it isn’t worth enough to impound it, the bank’s computer will instruct the vehicle to drive itself straight to the nearest scrapyard.
Now, Ford isn’t entirely heartless in this. The patent description includes several circumstances where it could override the lockout, such as if someone needed to drive to the hospital or meet up with an ambulance to transfer a patient. Or if someoneintend to make the payments, but can’t due to such circumstances as job loss or illness, the vehicle could still be used, but with restrictions.
Of course, just because Ford has received the patent, it doesn’t necessarily mean it will ever install the technology in a vehicle, and may have protected it simply so that no other automaker can come up with a similar system — but as we say, “never say never.