“Vehicles on the least expensive list tend to be driven by families, which means more mature driving and perhaps because the inside may be a bit of a locker room for their kids the car owner isn’t worried about exterior small scuffs and doesn’t make claims for minor items,” explains Insure.com's consumer analyst Penny Gusner,
The Odyssey takes over the top spot in this regard from the previous low-premium champ, the Jeep Wrangler. It gets top marks for safety and, frankly, it’s tough to get into trouble driving one of the most family-minded rides on the planet, especially with a gaggle of kids along for the ride. A rip-roaring Nissan GT-R sports car this is not.
Speaking of which, the GT-R tops Insure.com’s list of the costliest models to cover for 2019, with an annual average premium of $3,941. We’ll concede that the chance of anyone cross-shopping the two models is slim-to-none, but that’s an average spread in insurance costs of $2,643 per year, based solely on vehicle choice.
It doesn’t take a particular stretch of logic to fathom why the GT-R, which packs a twin-turbocharged V6 engine that puts a ferocious 565 horsepower to the pavement and starts at around $100,000, should cost around three times as much to insure as the above Odyssey with a base sticker price at about $30,000. “Drivers of vehicles on the expensive list pay a lot of money for the vehicle, so if it has extra horsepower, will likely want to try it out,” says Gusner.
For 2019, the GT-R nudges out what had been a longtime leader among budget-busters, the Mercedes-Benz AMG S65, which drops to the eight-slot on the list. Still, as you can see, Mercedes holds down half of the top 10 slots among the costliest-to-cover cars, all of which are pricey ultra-luxury and/or high-performance models:
How comes all the top 10 vehicles ain't american yet they have top notch safety features. Does it imply safety features in u.s cars is better those from E.U e.g Merc. Cmon, be real.
Twin turbo v6, 565 horsepower, those aerodynamics with AWD is absolutely insane. 😍
Wow this is a sexy car
Is this post capitalist entropy?
Yeah but Godzilla and hand built engines. Such a beauty, saw one in person not this year at a car show and wow just an amazing piece of engineering. Function over form
Needs a white “power T” on the side
That color is everything!! 🔥🔥🔥🙌🏾
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